The German Pension pension pool stretched into big – Sohu news yuria

The German Pension pension pool stretched into "big" News – Sohu in Germany, many elderly after retirement is still at work. As a Land Brandenburg pickled cucumbers pickle factory of elderly women in the work. The wooden table sat around a long white haired old man, some coffee, some eyes closed. A rack stood on the other day "picture" and "Sueddeutsche Zeitung", next to the TV news, German TV station, the old German to do the nursing home location but not in Germany, and at a distance of 900 km Berlin Poland city. 85 year old John? Setona has lived here for a long time, he is not ready to return to Germany, "where the cost of living is too expensive. Here, eat one tube, also speak german." This is a German media coverage of the scene. Tens of thousands of old German like Setna, in the country can not afford to grow old, can only choose to go abroad: Spain, Poland, Turkey, Thailand…… Germany is facing a tough pension problem. Now the workers might do a lifetime pension is not enough living expenses in Germany is the world’s first pension insurance in the country, "from cradle to grave" welfare system provides comprehensive protection for national. Endowment insurance is divided into three parts: public pension insurance, enterprise pension insurance and government support of private pension insurance. Public pension insurance is the main source of livelihood for most retirees. However, with the change of economic and social structure, the contradiction of the public pension system in Germany is becoming more and more serious. The first is aging. It is estimated that by 2030, the size of the population of Germany will be reduced from 82 million to 77 million in 2060, further reduced to $65 million. By then, there will be one in every three people over the age of 65. By 2040, the number of pensioners and pensioners will increase from 53% to $73%. The second is the pension pool too. In 2015 the German pension payment deficit of 4 billion euros, the deficit is expected to increase to $8 billion in 2018. Finally, the gap between the rich and poor is widening. A study by the German Institute for economic research and the Free University Berlin found that 20% of the people with the highest income received a pension of about $20%, while those with the lowest income received only about 7% of the total income of about $40%. Some analysts believe that the two factors exacerbated the plight of the pension system in germany. First, the ECB’s zero interest rate. 2008, the international financial crisis has already made a lot of investment type pension funds suffered heavy losses, zero interest rates even more to become a dream of pension pool. Followed by a large increase in short-term workers. Many companies in order to avoid the risk of employing a large number of temporary workers, short-term workers, these workers wages are lower, the corresponding payment of pensions is also less, the future they can receive a more meager pension. Retirement may fall into poverty has become a problem faced by many German elderly. 1985, a retired elderly pensioners receive 57% of the average income of employees in 2014, down to 48% in 2030 is expected to be only about $43%. In stark contrast, the number of pensioners in Germany in 1990 was 15 million in 2013"相关的主题文章: